If you are an online-based workman, you might think you are not at risk for workplace injuries or damages. After all, you do not have to worry about slips, trips, falls, or falling objects. However, accidents can happen anywhere. That is why it is essential to have workman’s comp insurance to protect yourself in case of an accident.
One insurance company that provides workers’ compensation insurance for online-based businesses is Cerity Insurance.
Cerity Insurance is a digital company providing fast and easy workers’ compensation insurance for small and online companies. They offer coverage for a range of injuries that can occur in the workplace, including bruises from team-building events gone awry and company-wide food poisoning from lousy catering.
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Slips, Trips, and Falls
These are common types of injuries that can occur in the workplace. They can happen when a person loses their footing or balance and falls to the ground. Various factors, such as wet or slippery floors, uneven surfaces, poor lighting, or walkway obstacles, can cause this type of injury. Slips, trips, and falls can result in a range of injuries, from minor bruises to broken bones and head injuries.
Falling Objects and Walking Into Something
These are also common types of workplace injuries. Falling objects can cause severe head or bodily injuries, especially if the object is heavy or falls from a great height. Walking into something can happen when someone needs to pay more attention or is unfamiliar with their surroundings. This can result in bruises, cuts, or broken bones.
Motor Vehicle Accidents
Motor vehicle accidents can occur while driving a company vehicle or to and from work. These accidents can result in serious injuries or fatalities and long-lasting effects on the injured person and their family.
Repetitive Motion Injuries
These are other types of workplace injuries that can occur over time. Repeating the same motion over and over, such as typing on a keyboard and using a mouse can eventually cause pain over time. Repetitive motion injuries can result in pain, numbness, or tingling in the affected area, leading to long-term disability if not treated properly.
Cuts and Lacerations
These can happen in various workplace settings, such as manufacturing or construction. These injuries can be caused by sharp objects, such as knives or saws, resulting in bleeding, scarring, or nerve damage.
Company-wide Food Poisoning
Company-wide food poisoning from lousy catering is another injury online-based workman’s comp insurance can cover. This type of injury can occur when employees consume food contaminated with harmful bacteria or viruses. Food poisoning can cause various symptoms, including nausea, vomiting, diarrhea, and fever. With Cerity Insurance, you can rest assured that you are covered if you get sick from lousy catering.
Summary
Workman`s compensation insurance from Cerity Insurance can provide peace of mind for online-based workers who might think they are not at risk for workplace injuries. They offer coverage for various injuries, including repetitive motion bruises, cuts and lacerations, motor vehicle accidents, slip trips and falls, falling objects and walking into something, bruises from team building events gone awry and company-wide food poisoning from bad catering. If you are an online-based workman, it is essential to have workman`s compensation insurance to protect yourself in case of an accident, and Cerity Insurance is a great option to consider.
